Elligible Accounts

Traditional & Roth IRA’s

Thrift Savings Plan (TSP)

401(k), 403(b), & 457

Getting Started

VaultRunner now makes it possible for you to turn your financial future to gold in just minutes. With a variety of self-directed IRA Administrators to choose from and the largest selection of IRS Approved Depositories in the industry, protecting your financial future has never been easier

Open your Gold IRA in just three easy steps:

Our IRA Partners

#1 Preferred Custodian

New Direction IRA

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Strata Trust Company

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The Entrust Group

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Preferred Trust Company

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Frequently Asked Questions

What is a self-directed IRA?

 Most retirement accounts leave the investment decision up to an account and/or fund manager. A Self-Directed IRA lets you diversify your retirement portfolio’s potential and maximize its returns with alternative assets such as gold, silver, platinum, and palladium. Vault Runners Gold IRA is a self-directed IRA that puts you in control of your retirement future by allowing you to select from a variety of eligible physical precious metals. You can even store the metals in a qualifying depository of your choice.

What is a Gold IRA and how does it work?

A Gold IRA is a type of Self-Directed IRA that allows you to hold physical metals such as bullion coins, bars of Gold, Silver, Platinum, and Palladium in a tax-deferred account. VaultRunner’s a Gold IRA  can be funded with cash or a full or partial rollover from an existing retirement account.

How do I start a Gold IRA?

An IRA Specialist is here to walk you through the entire process of opening a Gold IRA Account. We can assist you in selecting the right custodian to choose the best Metals from our wide range of IRA-eligible Products including favorite items such as the Gold and Silver American Eagles. We can even help you decide on a storage plan that’s just right for you.

How long does a Direct Transfer take?

Most direct IRA transfers take about 10-14 days. This time frame can be reduced by requesting overnight delivery of necessary documents and wire transfer of cash transfers. Additional arrangements can be made with your resigning IRA custodian such as processing paperwork by via fax.

How long will it take to rollover my existing IRA/401k?

Once your application is received, a new account can be opened between one and two business days. When the account is open, transfer of funds is then determined the response time of resigning custodian, in most cases, this usually takes place within 1-2 weeks. All parties work together to keep the process moving as efficiently as possible.

Once I receive my old 401k or IRA funds, is there a time limit to deposit them into the new Gold IRA?

Most 401k or IRA rollover, funds can be paid directly to you either by mail or check. Depending on your current provider, it may also be possible to send an electronic transfer directly into the new Gold IRA Account.

If you fail to transfer the funds you receive into your new IRA account within 60 days you may incur additional taxes and penalties. The best way to avoid this possibility is a direct custodian to custodian transfer.

Can I transfer or rollover my existing IRA?

Absolutely! Our Account Executives today to help you through the process. Call 1-650-334-1178 today for more details.

Which retirement accounts are eligible for rollover into a Gold IRA?

Which retirement accounts are eligible for rollover into a Gold IRA?
All types of retirement accounts are eligible for either a partial or complete conversion to a Gold IRA including, traditional IRAs, Roth IRAs, SEPs, SIMPLEs, 401ks, 403bs, 457s, TSPs, and annuities
Before deciding to roll over an annuity, you should refer to the specifics of your policy as surrender charges may apply. You may also want to check with a tax professional or accountant to see how this option may impact your individual circumstance. Our IRA Product Specialist can assist you in arranging a transfer or rollover from your existing retirement into your Gold IRA. Contact our team today at 1-650-334-1178.

How much can I contribute to my Gold IRA annually?

It depends on your income level and the type of IRA you have. Your tax adviser should be able to advise you on the current contribution limits.

Do I have tax advantages if I invest into a Gold IRA?

Yes, you do. A Gold IRA enables you to put pre-tax deductible money into your account and invest it into precious metals. With time your account can grow tax-free and when you reach 59.5 years you can withdraw without penalty and simply pay taxes on the amounts withdrawn.

Another option is to choose a Roth version of the Gold IRA which uses post-tax dollars that can be withdrawn with no added taxes.

Consult with your tax professional for more details on which of the type of plan makes the most sense for your individual circumstance.

Is there a cost involved by setting up a Gold IRA?

Yes, you pay for your own setup and transfer fees, these will vary depending on the custodian and depository you chose. Some companies do offer free set-up and storage fees, however, the real cost of this free offer is often hidden in the price of the metals you buy.

 At VaultRunner, we believe in a straightforward approach to servicing our customers. We don’t sell overpriced metals to recover the cost of high priced celebrity spokespeople or huge advertising budgets; as a consumer, you will ultimately pay for these excesses.

If you prefer, you can even set-up your own IRA and get the same quality IRA Eligible metals from us that you will pay much more for from other companies.

To find out more, please call one of our representatives today at 1-650-334-1178

Can I have a self-directed IRA if I participate in a retirement plan at work?

You can have a Traditional or Roth IRA whether or not you participate in another retirement plan through your employer or business. However, you may not qualify to deduct all of your Traditional IRA contributions if you or your spouse participate in another retirement plan at work. Roth IRA contributions can also be limited if your income exceeds a certain level.

Why is it wise to diversify my retirement Portfolio?

Gold and Silver have been used by Investors for centuries as wealth protection against the vulnerability of the paper markets such as the S&P 500 or the NASDAQ and the Dow Jones Industrials. Gold and silver are considered ‘safe-haven’ assets. They tend to fluctuate in an independent manner from other markets delivering a powerful tool to help any Investor expand their portfolio with a broader range of investment options.

What kind of precious metals are allowed with a Gold IRA?

Not all metals are allowed but you can choose from a wide variety of IRA eligible metals including the popular American Gold and Silver Eagles. For more options please see the complete list of our IRA eligible products here.

How long after you ship my metals will they show in my account?

Once you place an order with VaultRunner and your funds have cleared our account, your precious metals are usually shipped out in one to five business days. It may also take another 1-5 business days for the precious metals to register to your account.

If you have further questions, please contact your IRA Account Specialist anytime at: 1-650-334-1178

How will I know when my precious metals are at the depository?

Full accounting and reporting services are provided by all depositaries directly to your custodian to ensure your precious metal are safe and accounted for and to give you complete peace of mind about your precious metals. A full inventory of your metals and their values will also appear each month on your IRA statement.

Are my metals insured at the depository?

Yes. We only work with the industry’s leading depositories. Unlike money in the bank, your assets are insured for the full value of the precious metals stored at the depository.

Will my retirement funds remain tax-deferred with my Gold IRA?

Yes, Traditional IRA’S and Gold IRA’S have the same tax-deferment benefits with the same limitations on early withdrawal. Contributions to your Gold IRA can be deducted from your federal income taxes. If you decide to withdrawal before you reached the age of 59 ½ you will have to pay taxes as well as a 10 percent penalty for early withdrawal.

Once you reach the age of 70 ½ you must begin making mandatory minimum withdrawals, including taxes on those withdrawals just like with an IRA.

If you set up your Gold IRA as a Roth account, you can make tax free withdrawals anytime since you already have been taxed on the contribution provided you meet certain IRS requirements. Unlike the Traditional Gold IRA, however, you will not have to withdraw money at the age of 70 ½ . You will want to speak with a tax professional or accountant to find out how these rules apply to your individual circumstance.

Am I able to store my precious metals at home?

No, to stay in compliance with Internal Revenue Code Sections: 408(m)(3)(B) and (n), VaultRunner does not recommend storing your metals at home, we do however recommend storing your metals with a depository of your choice that handles precious metals for IRA’s.

Will my metals be segregated or co-mingled?

It depends on the depository storage option you choose. While some depositories offer only fully segregated storage, others may give you a choice between segregated or co-mingled. In general, fully segregated storage is considered a premium storage. You’ll want to speak with a VaultRunner IRA Specialist who can help identify the right storage option for you.